, los angeles. so, when you have all this money chasing after real estate, it's not sitting in the bank earning nothing. it's not heading to bonds. it has to go to equities and worldwide up. find your pockets where maybe things have dragged a little bit. maybe you don't jump into momentum stocks although i'm still a tesla lover. if you think about the world and how world economies are working today, all this easing or quantitative easing is simply printing. where is all that money going to go? it's going into the markets and to real estate. gold is down, so gold is no longer an inflation hedge, as they called it. i like to wear my gold. but i think that we don't have to be afraid of this. i think it's a good time to be invested. >> maria, one cautionary note on that. i would be concerned about some of the high-fliers this year like tesla and netflix. if we do get a pullback, say, in the first quarter, we get through year end, you know, those are the stocks that are really susceptible to a pullback. >> have to focus on dividends, growth of dif densd. that will sustain baby boomers. they'